In its latest analysis, Bank of America projected that the Costa Rican colón will remain stable against the U.S. dollar throughout 2026, with only a slight depreciation of around 1%. In practical terms, this means the exchange rate is expected to hover near ₡500 per dollar, confirming Costa Rica’s reputation as one of the region’s most economically balanced countries.
Behind that number lies good news for both the local economy and the millions of travelers who visit the country each year. A stable currency means predictability—a rare comfort in today’s uncertain world. For tourists, it translates to confidence when planning trips, consistent pricing, and fewer financial surprises. For Costa Rica, it reinforces its image as a peaceful, safe, and stable destination in Latin America.
This blend of natural beauty and macroeconomic steadiness has become part of Costa Rica’s national identity—a place where biodiversity, democracy, and financial stability coexist.
The Economic Context Behind the Stability
In recent years, the Costa Rican colón has stood out among Latin American currencies. While others have suffered significant devaluations, the colón has shown resilience, thanks to sound monetary policy, a diversified economy, and solid tourism revenues.
According to Bank of America’s forecast, the Central Bank of Costa Rica (BCCR) will maintain its current approach in 2026—allowing the exchange rate to fluctuate only within a narrow, controlled range. Inflation is expected to stabilize around 3.5%, keeping the economy within its target zone and ensuring moderate, predictable price adjustments.
This balance is supported by several key factors:
- Continuous foreign currency inflows from tourism and exports.
- Foreign investment in clean energy, hospitality, and technology sectors.
- A growing global demand for sustainable and nature-based travel — a niche where Costa Rica has become a world leader.
In simple terms, travelers can expect stable prices, low inflation, and an economic environment that favors long-term planning and fair pricing across the tourism industry.
What It Means for Travelers
For visitors, Costa Rica’s economic steadiness in 2026 will be tangible:
- Hotels and Lodging: Most hotels quote prices in U.S. dollars, so the stable exchange rate means little variation in room rates. Adjustments will likely follow inflation rather than currency movements.
- Transportation: Prices for car rentals, transfers, and domestic flights will depend more on global fuel costs than on currency shifts. Electric vehicles — increasingly available in Costa Rica — offer a sustainable and stable-cost alternative.
- Food and Restaurants: Local ingredients will maintain steady prices; only imported goods like wine or specialty foods might rise slightly.
- Tours and Activities: Stability benefits both guides and visitors, ensuring transparent and predictable pricing for eco-tours, adventure activities, and national park entries.
In short, 2026 is shaping up to be a year of financial calm for travelers — a time when visitors can focus on the experience rather than the exchange rate.
Smart Money Tips for Visitors
- Carry Some Local Currency:
Use colones for small expenses, tips, and local dining. Avoid exchanging at airports — bank ATMs offer better rates. - Pay in Colones When Possible:
Many businesses accept U.S. dollars, but paying in colones often gives you a fairer exchange rate. Always check before confirming a price. - Use No-Fee Credit Cards:
Choose cards without foreign transaction fees, and when asked, select “charge in colones” to avoid conversion losses. - Support Local Businesses:
Eat at family-run sodas, shop at local markets, and book tours with local operators. It’s more affordable — and it helps the community thrive. - Book Early:
Stability keeps prices consistent, but the best experiences — eco-lodges, national park tours, and boutique stays — sell out fast.
2026, a Year of Balance and Meaning
Bank of America’s projection confirms what many visitors already feel when they arrive in Costa Rica: this country is more than a destination — it’s a balance between nature, society, and economy.
A stable colón and low inflation ensure that visitors can plan with peace of mind, while Costa Rica continues to invest in conservation, clean energy, and sustainable tourism. In a world of inflation, political turmoil, and uncertainty, Costa Rica’s stability itself becomes a luxury — one that adds value to every experience.
For travelers in search of beauty, safety, and authenticity, 2026 will be a year to rediscover Costa Rica not just as a place to visit, but as a country that embodies the harmony so many seek.
